XRP ETFs attract nearly $1 billion in institutional inflows

XRP spot exchange-traded funds have demonstrated exceptional momentum in 2025, with cumulative inflows reaching approximately $844.9 million and approaching the significant $1 billion milestone. This represents a historic achievement for altcoin ETF adoption, as XRP ETFs have attracted 12 consecutive days of positive inflows, establishing themselves as the fastest-growing cryptocurrency fund class of the year.

The institutional adoption curve has accelerated dramatically compared to competing altcoin offerings. Major financial institutions including Fidelity, Invesco, Bitwise, Grayscale, and Franklin Templeton have launched XRP ETF products, signaling unprecedented confidence in Ripple's cross-border payment infrastructure. The highest debut volume of any ETF launched this year underscores strong institutional appetite for structured XRP exposure.

These inflows have fundamentally reshaped XRP's market structure by creating a sustained channel for capital allocation. As net assets continue climbing toward the billion-dollar threshold, analysts view this achievement as validation of long-term institutional adoption and a catalyst for sustained price appreciation. The combination of regulatory clarity following the Ripple-SEC settlement and robust derivative activity further strengthens the case for XRP's emerging role as an institutional-grade digital asset.

Large holders accumulate XRP, pushing concentration to 85% of circulating supply

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In 2025, XRP's wealth distribution has reached a critical concentration milestone that warrants close examination by market participants. The top 10,000 wallets now control 85% of XRP's circulating supply, representing a significant shift in the token's ownership structure. This concentration level reflects aggressive institutional accumulation patterns throughout the year, particularly as entities recognize XRP's expanding real-world utility through Ripple's ecosystem growth.

This concentration pattern indicates that fewer wallets now hold increasingly larger positions in XRP. While institutional dominance can signal confidence in the asset's long-term prospects, it simultaneously creates liquidity management considerations that market participants must monitor carefully. The strategic accumulation by large holders coincides with developments such as spot XRP ETF approvals and Ripple's Prime institutional services, suggesting sophisticated investors are positioning for expanded utility adoption. However, this supply concentration underscores the importance of tracking monthly escrow releases and institutional flows, as significant holder movements could substantially impact market dynamics and price discovery mechanisms.

XRP price tests $2.20 support level amid market uncertainty

XRP is currently navigating critical technical territory as it tests the $2.20 support level amid widespread market uncertainty. This price point has emerged as a crucial inflection zone following the underwhelming market response to a $164 million ETF launch that failed to generate anticipated institutional capital inflows.

The technical backdrop reveals significant pressure on multiple fronts. XRP's 50-day moving average recently crossed below its 200-day average—a bearish death cross signal—while the MACD indicator has turned negative and the RSI sits at neutral 47 levels. These technical deteriorations suggest weakening momentum despite the recent 0.87% gain over 24 hours.

If $2.20 support fails to hold, selling pressure could cascade toward the $2.00 zone, with potential follow-through toward $1.90-$1.80 levels depending on market intensity. Conversely, holding this support could indicate strategic accumulation by institutional investors positioning for potential recovery.

Market participants should monitor volume patterns closely, as the $1.97 level previously demonstrated high-volume support capability during earlier trading sessions, suggesting this zone warrants attention as a secondary defense level.

FAQ

Is XRP a good coin to buy now?

Yes, XRP looks promising. Its current price is $0.52 with a substantial market cap. Long-term forecasts are optimistic, suggesting potential for growth.

How much will 1 XRP be worth in 5 years?

Based on current projections, 1 XRP is expected to be worth approximately $2.82 in 5 years. This forecast reflects potential market growth and increased adoption of XRP in the coming years.

Can XRP hit $100 dollars?

While unlikely, XRP could potentially reach $100 by 2030 under perfect conditions: mass adoption by major banks, favorable global regulations, and sustained crypto market growth. However, it faces significant challenges.

Will XRP reach $1000 dollars?

While possible in the very long term, XRP reaching $1000 is highly unlikely in the foreseeable future. Current projections suggest it could take decades to reach such a high price point.