Major digital wallet platforms have fully upgraded their features, now offering bank transfers, zero-fee deposits, and high-yield investment solutions.

Bank Transfer Feature Officially Launched, Now Available in Nigeria and Mexico

Following the release of the virtual card payment feature, users across most global regions can now seamlessly use cryptocurrency for everyday transactions. However, in markets with limited financial infrastructure, bank transfers remain the dominant payment method. Driven by the core principle of "Crypto for Everyone," the platform believes cryptocurrency should be part of daily life for all—not just for investors.

To address this, the platform has introduced a new bank transfer feature, enabling users to instantly move crypto assets into local bank accounts and enjoy a fast, secure, and familiar transfer experience. The feature debuts in Nigeria and Mexico, where payment systems are frequently impacted by foreign exchange shortages, transaction delays, and high fees—making bank transfers the preferred option for residents.

With this breakthrough, the platform empowers users everywhere to easily pay, send, and receive funds with cryptocurrency, fueling the accessibility and mainstream adoption of crypto payments. This solution not only meets the practical needs of specific regions but also paves the way for cryptocurrency to expand its use cases worldwide. The launch of bank transfers marks a pivotal step for digital wallet platforms in bridging traditional finance with the crypto ecosystem.

Annual Platform Review: A Defining Year for Everyday Financial Innovation

Cryptocurrency has rapidly become integrated into daily life—spanning routine purchases, financial planning, asset growth, and cross-border transfers. Crypto assets have evolved from a conceptual idea to mainstream adoption, now shaping the financial lives of the public. For the digital wallet platform, this past year was crucial for accelerating its mission: building a straightforward, secure, and universally accessible self-custody financial platform for everyday use.

During this period, the platform not only experienced rapid expansion but also redefined the scope of "everyday finance." A comprehensive rebrand shifted the platform away from its former "Web3 tool" identity, positioning it as a daily financial app tailored to the Fintech 3.0 era. Through fresh design language and brand storytelling, the platform consistently champions a central vision: on-chain finance should be as simple and convenient as traditional payment methods.

The brand transformation goes beyond visual updates, signaling a major strategic evolution. Expanding from a crypto trading and storage focus, the platform now offers holistic solutions for payments, wealth management, and transfers—building a robust digital financial ecosystem. This reflects the broader industry trend: cryptocurrency is transitioning from speculative assets to foundational financial infrastructure.

Limited-Time Offer: Zero-Fee USDC Deposits via Third-Party Payment Solutions

Partnering with leading payment providers, the digital wallet platform is rolling out a limited-time zero-fee USDC purchase campaign. During the promotion, users can buy USDC stablecoins with fiat currency—using Apple Pay, bank cards, and other payment methods—without incurring any fees, and enjoy instant settlement. The offer spans multiple countries and regions in Asia-Pacific and emerging markets, supporting a range of fiat currencies for easy deposits.

How to Purchase Cryptocurrency:

Download and open the digital wallet app. Navigate to the "Deposit" section, then select "Buy Cryptocurrency." Enter your desired purchase amount in the interface and tap "Confirm" to complete your USDC deposit—fee-free. The entire process is streamlined and typically completes within minutes.

The platform is among the first wallet apps to deliver zero-fee USDC deposit incentives in collaboration with payment providers. This special offer significantly reduces barriers for users entering the crypto market, especially for those new to digital assets, making it easier to explore cryptocurrency with minimal cost. USDC, pegged 1:1 to the US dollar, stands out as one of the most stable crypto assets—making it an ideal entry point for newcomers.

USDC acquired through this method can be used in various scenarios: as a reliable store of value, for participating in on-chain financial activities, or to earn additional returns through the platform's wealth management features. The zero-fee policy underscores the platform's commitment to reducing user costs and driving mainstream cryptocurrency adoption.

Stablecoin Wealth Management Upgrade: Interest Rate Carnival Season Delivers Record Annual Yields

Since its launch, the platform's wealth management feature has managed nearly $100 million in assets. To further enhance the experience and help users capture stablecoin growth, the platform has upgraded its stablecoin wealth management product with a special "Interest Rate Carnival Season" event.

Throughout the campaign, all users can enter a drawing for interest rate coupons ranging from 2% to 18.8%, boosting already competitive yields even higher. The excitement peaks in the first week, with a daily jackpot winner receiving an annual yield up to 888%. That means stablecoin holdings can earn even greater rewards on top of standard returns.

About the Upgraded Stablecoin Wealth Management Product:

The upgraded offering is an innovative solution designed for users seeking steady asset growth. The platform's core mission—"Crypto For Everyone"—ensures everyone benefits from the financial advantages of cryptocurrency. Product design prioritizes principal safety, backed by rigorous risk controls and multi-layered security mechanisms to safeguard user assets.

In addition to principal protection, the product targets yield optimization. By collaborating with leading DeFi protocols, the platform identifies the best return opportunities for stablecoin assets. Compared to traditional finance, stablecoin wealth management typically delivers superior annual yields while maintaining asset stability.

This model is ideal for users who want to keep assets liquid while securing steady returns. Users can deposit or withdraw funds anytime, with no lock-up period—enabling true financial flexibility. Participating in Interest Rate Carnival Season lets users enjoy base yields and unlock higher rates with coupons, maximizing the value of idle stablecoins.

Continuous upgrades and product innovation highlight the platform's relentless focus on user experience. By offering secure, convenient, and high-yield wealth management, the platform empowers more users to preserve and grow their digital assets.

FAQ

Which banks does this digital wallet platform support for transfers? What are the transfer speeds and limits?

The platform supports transfers to multiple leading banks. Transfers are processed instantly or within one to three business days, depending on the chosen bank. Single transaction limits typically range from 50,000 to 5,000,000 CNY, with daily cumulative limits up to 10,000,000 CNY. For details on supported banks and limits, refer to the wallet app.

How does zero-fee deposit work? Is it available for all users, and are there minimum deposit requirements?

Zero-fee deposits are enabled through optimized payment networks and intelligent routing, available to all users. While there is no universal minimum limit, different currencies may have minimum deposit requirements based on asset type.

What are the yields for the platform's wealth management products? What is the risk level, and how is fund security ensured?

Our wealth management products use conservative strategies, with annual yields between 8% and 12% and a medium-low risk rating (PR2). Assets are overseen by regulatory authorities, with portfolios primarily allocated to debt instruments—ensuring principal protection and stable returns.

How can I invest in wealth management products on this digital wallet platform? When are returns credited?

Select your preferred wealth management product in the platform, deposit crypto assets, and returns accrue automatically. Payouts are made in real-time or on a periodic basis, depending on the product. Some products support instant withdrawals; for specific payout times, consult the product description.

What are the advantages of this digital wallet platform compared to traditional bank apps?

The digital wallet platform offers three major advantages: zero-fee deposits, instant international transfers, and high-yield wealth management products. Unlike traditional banks, we deliver a more streamlined experience and more competitive returns.

Are user funds on the platform insured? How is compensation handled if issues occur?

User funds are safeguarded by multiple protection mechanisms, including cold wallet storage, smart contract audits, and risk reserves. If an anomaly occurs, the platform guarantees full reimbursement in line with policy terms. For details, see the user agreement.

What investment cycles are available for wealth management products? Can funds be withdrawn at any time?

Wealth management products offer both fixed-term and rolling investment cycles. Fixed-term products allow withdrawal at maturity, while rolling products support redemption instructions during open periods—funds not redeemed are automatically reinvested.