How Does XRP's On-Chain Data Reveal Its Market Position in 2025?

XRP's active addresses surge to 2.3 million, indicating growing adoption

In mid-2025, XRP witnessed an unprecedented surge in network activity with active addresses reaching 2.3 million, demonstrating significant adoption growth across the ecosystem. This remarkable increase represents a dramatic evolution from earlier periods, where address activity typically fluctuated between 35,000-40,000 daily active addresses.

This explosive growth coincides with XRP's price appreciation to $2.30, reflecting broader institutional adoption and real-world utility. The surge in active wallets serves as a key on-chain metric demonstrating increasing user confidence in the network. Additionally, transaction volumes have scaled proportionally, with average daily transactions rising 9% to approximately 1.8 million.

The data further reveals that new wallet address creation increased by 46%, exceeding 447,000 addresses during this peak period. This growth trajectory aligns with XRP's focus on payment solutions—offering transaction speeds of approximately 3 seconds and minimal fees ($0.0002 per transaction). The infrastructure's ability to handle 1,500+ transactions per second has proven attractive for both retail and institutional participants, driving the remarkable adoption metrics observed in mid-2025.

Transaction volume reaches $39.7 billion, reflecting increased market activity

XRP's market dominance continues to grow significantly, with transaction volumes reaching an impressive $39.7 billion in 2025. This remarkable figure represents a substantial increase from previous periods, demonstrating the cryptocurrency's expanding role in digital finance. The transaction activity has been driven by several key factors including institutional adoption and regulatory developments that have provided much-needed clarity to the market.

The transaction volume data shows notable quarterly growth patterns:

Institutional interest has played a crucial role in this growth, with data indicating approximately $3.8 billion in institutional accumulation throughout 2025. The pending approval of several spot XRP ETF applications has further bolstered market confidence, with seven applications currently awaiting regulatory decisions.

The transaction volume surge coincides with XRP's price movement from approximately $2.30 to peaks above $3.30 during certain periods of 2025. Daily transaction counts have consistently remained high, with an average of 2.14 million daily transactions recorded in Q1 alone. This robust activity level makes XRP one of the most actively used blockchains in terms of practical transactions, reflecting both increased utility and improved market liquidity across global trading platforms.

Whales hold 60% of circulating supply, suggesting concentrated ownership

XRP's ownership structure reveals a significant concentration of power within its ecosystem. According to recent data, approximately 60% of XRP's circulating supply is controlled by just 0.02% of wallets, each holding over 1 million XRP tokens. This extreme concentration creates a market environment where a small number of entities can potentially influence price movements and market direction.

The influence of these large holders, commonly known as "whales," has been demonstrated recently through their accumulation patterns. On-chain analytics firm Santiment reported that whales accumulated over $560 million worth of XRP in a single week, signaling renewed confidence in the digital asset after a quiet trading period. This aggressive accumulation phase historically precedes major price movements.

Market data supports the impact of whale activity on XRP price action. When whales initiated their $560 million accumulation, XRP's price surged past $2.50, demonstrating their market-moving capability. Conversely, when whales began depositing large amounts to exchanges in October 2025, selling pressure mounted immediately, driving prices downward.

This ownership concentration creates both opportunities and risks for regular investors, as whale movements often precede significant market shifts that retail traders can potentially capitalize on through careful monitoring of on-chain whale activity.

FAQ

Is XRP a good coin to buy now?

Yes, XRP is a good coin to buy now. It has strong growth potential and a solid position in the crypto market. Its utility and adoption in cross-border payments make it a promising long-term investment.

How much will 1 XRP be worth in 5 years?

Based on current trends and potential market adoption, 1 XRP could be worth around $3.50 in 5 years. However, this is a speculative estimate and actual value may vary.

Can XRP hit $100 dollars?

Yes, XRP could potentially hit $100. While ambitious, increased adoption and utility in global payments could drive significant price growth by 2025.

Will XRP reach $1000 dollars?

XRP reaching $1000 is possible in the long term, but not likely soon. Market conditions and regulatory factors will play crucial roles in its price trajectory.